New Products Credit Manager
PEG Africa
Accra, Dakar, Abidjan
il y a 5j

Who we are, and what we do

PEG delivers Pay-As-You-Go (PAYG) asset-based financing to consumers who lack both access to reliable electricity and formal banking services.

PEG’s anchor product - a basic solar home system that includes six lights, a phone charger, a radio, and a TV - allows consumers living on $5-10 per day to access clean light for working and studying after hours, avoid harmful air pollution from kerosene based lighting solutions, and also build credit for additional products and services over time.

To date, PEG has raised over $45 million and has over 450 full time staff, and 550 commission based agents across Ghana, Ivory Coast and Senegal.

PEG has also won numerous awards, including the prestigious 2017 Ashden International Award for excellence in sustainable energy, and was named as one of the fastest growing companies in Africa by the London Stock Exchange.

About the role

PEG operates 3 subsidiaries in Francophone and Anglophone West Africa covering nearly 1000 full time and commission based staff, selling thousands of products per month to underserved customers.

PEG is expanding beyond its traditional PAYGO product lines into bigger solar systems and solar water pumps, which are higher-value and not PAYGO-enabled.

This requires us to rethink how to assess customers’ affordability, how to define customers’ repayment framework, incentives, etc The ideal candidate is someone able to build solid foundations from scratch, being comfortable with challenging the status quo and thinking out of the box on how the future should look like.

This role will be collaborating closely with the countries credit teams, in order to support them translating the high-level Group guidelines that this role will develop, into country specific policies and processes.

Stakeholder management skills will be critical as the success of these new products will rely on the rest of the organization, especially the sales department, to pilot multiple approaches leveraging on our past experience and MFIs’ model.

Responsibilities

Develop all the new products credit-related Group guidelines and support countries credit teams to translate these into local policies and processes

Support the lead local teams in the implementation, monitoring and assessments of pilots in order to identify the PEG way of doing non-PAYGO lease financing

Collaborate with the countries other departments. (sales, customer service, ) in order to find common grounds on their role in supporting the roll-out of these new products.

Identify innovative ways to collaborate with third parties (agribusinesses, corporate) to leverage on their understanding of our target market to minimize credit risk

The successful candidate must have :

Experience in a fast growing, dynamic work environment

A data-driven approach to analyzing complex problems

Experience with planning, piloting and scaling initiatives

Experience in an MFI environment

Entrepreneurial spirit with the ability to be innovative and comfortable to challenge the status quo

Fluency in French and English

PEG is an equal opportunity employer committed to diversity. All qualified candidates regardless of age, sex, ethnicity, race and religion are encouraged to apply.

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